Summary only. For details, see the insurance product brochure and our terms of use.

Emergency Accident & Sickness Medical Expense


Coverage is for medical expenses for emergency treatment of an accidental injury that occurs during the trip. Emergency treatment must be medically necessary and performed during the trip. Refer to the certificate / policy for complete details.

Emergency Evacuation & Repatriation


Coverage is for an accidental injury or sickness occurring during the trip that results in your necessary emergency evacuation. An emergency evacuation must be ordered by a physician who certifies that the severity of your accidental injury or sickness warrants your emergency evacuation. Refer to the certificate / policy for complete details.

Losses Due to Pre-Existing Conditions

We don’t cover losses due to conditions for which there were either symptoms or treatment during the look-back period. You will be covered for losses due to so-called “stable” conditions for which no change in treatment or symptoms has occurred.

Pregnancy and Childbirth

If you are pregnant and give birth while traveling, your travel insurance coverage generally will not include childbirth expenses. You might, however, have coverage for complications associated with pregnancy or childbirth. This is one to check carefully in advance if you’re planning to travel while pregnant.

Age Limits: The policy is available to people aged between 18 and 89 at date of application

Emergency Cash Transfer: We can help you transfer funds, up to $500 USD, in the event you have a medical or travel emergency.

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